Financial Wellness

Financial Wellness: It's What We Do.

We make it easy for you by doing all the hard work.

We listen.

We listen to your history, story & goals. We need to know what’s important to you and your family.  Whether it’s home ownership, financing educations or creating or leaving a legacy… it’s your story!

We gather.

We gather financial data.  Whether it’s from a stuffed shoe box, a box of file folders or a stack of papers from your kitchen table. This is where we begin.  Our financial inventory ‘cheat sheet’ keeps us on track.

We work.

We acquire a financial snapshot, map & review its structure, and make sure financial products are adequate, appropriate, cost effective and goal oriented. This is the basis for further discussions or improvements.

Need advice?

Continuing education keeps us young… continued practice gives us depth, knowledge and wisdom.  Feel free to contact us for advice on many matters financial.

We do it by the book.

We refer to the standards of financial planning from basic to advanced… as used by 1000’s. By being independent, we can recommend the best product(s) for the right situation(s) from a wide selection of providers.

Testimonials

“I have worked with Michael for years having originally retained him to assist with educational financial aid applications. When I wanted to get my elderly parents’ affairs in order, there was no question that we would retain Michael. I knew my parents didn’t have their legal and financial affairs in order as much as they thought they did. Not only was Michael comprehensive in developing a detailed financial inventory, he also made the process streamlined and efficient. He is experienced, easy to work with and he doesn’t miss a detail.”

-sami b.

“It has been a pleasure to meet you and have the opportunity to work with you. You have taken a very complicated and stressful subject and made it understandable. I am truly grateful! I will be in touch with any issues that may come up in the future.”

-cate c.

My story

Mr. Bogdan has been a financial services practitioner for more than 25 years.  He continues to use his well-entrenched analytical skills to the benefits of his clients.

Even though financial planning may appear to be difficult, it is amazing the clarity that organization can provide.  A review of existing products and statements and categorizing them as to purpose or goal can uncover shortfalls, unnecessary expenses with competing or overlapping products, inefficient taxation, etc., just to name a few.

Our service is uncommon as it spends a lot of time focusing on the needs of each client.

For example, the majority of our clients are in the ‘sandwich’ mode- having to provide for children while keeping a watch on their own parents’ health and finances.  Three generations are in consideration here!

Our organizational skills helps manage these tasks.  Once organized, it is easier to complete college financial aid forms… and way on the other end- help clarify what the grandparents have structured in their estate.  It is surprising the errors, omissions or outdated directives we have uncovered  in our review processes.

We look forward creating a sound financial structure for you!

 

Let us help you attain your financial goals in the right ways.